For many years I've used LastPass as my password manager. I like it, and I have always trusted its security model. The best way to use it is by having browser integration to fill in usernames and passwords on websites quickly. It's very slick and easy to use that way.
Amazon.com was a frequent stop in my Internet clicking around and I very frequently made purchases. Amazon wasn't the only place, but it was the top place.
Recently, however, I started to use Keepassxc for my password manager. I exported my LastPass database to Keepassxc and now keep it offline. Browser integration is undoubtedly possible with Keepassxc, but it requires a little bit of work to get it going. It's not all that difficult. I mean if I can install Arch Linux and use a window manager (Specrewm right now) I can figure out Keepassxc browser integration. But that's not what I did.
Instead, I decided not to do that and keep the integration out of the browser, thus forcing me to open and unlock the database each time I wanted to log into a website. That is a little pain in the ass. It's all relative, of course, and comparing that to having LastPass integrated and logged into a browser, it is a pain in the ass.
In the weeks or months, I've been doing this a side effect occurred that I didn't anticipate. That was, I started buying less shit I don't need online.
Because not only do I have to load, unlock, copy, and paste my website credentials from Keepassxc into the website, almost all of my sites are secured with two-factor authentication. That means I also have to grab my phone, unlock it, load the 2FA app, and get the TOTP code and enter that into the website too. That's just the last part of the pain in the ass now.
So I've noticed I'm saving a few bucks now by not feeling like going through the process of logging into Amazon and other sites.
Of course, we're also going through a pandemic which has curbed spending by reducing orders to more essential items for critical healthcare needs.
But I don't think that has had as much of an effect on my reduced spending as the whole Keepassxc with no browser integration has offered me.
It's amazing what a little bit of inconvenience can do.